The Stripe payout case

Stripe doesn't transfer each charge to you separately. It groups many charges into a payout and deposits the net: the sum of the charges minus Stripe's fees and minus refunds. That's why the amount that reaches your bank never matches your gross sales, and reconciling Stripe by eye is practically impossible.

Why the bank doesn't add up#

A typical payout looks like this:

• Gross charges: the sum of the invoices or sales collected in the period.
• – Stripe fees: what Stripe charges for processing.
• – Refunds: charges that were reversed.
• = Net deposited in the bank: the only amount your bank account ever sees.

If you try to match that net against a sales invoice, it doesn't fit: it's missing the fees and it's off by the grouped refunds.

How Aikount solves it#

Aikount breaks the payout down and links the full chain:

payout ↔ charges ↔ bank deposit

• It reconstructs which individual charges make up the payout.
• It separates the fees and refunds that explain the gap between gross and net.
• It links the net bank deposit to the payout, and the payout to each charge that composes it.

That way each sales invoice is reconciled with its real charge, the fees are recorded as an expense, and the bank balance matches the net that actually came in.

Without this breakdown, you'd have the net in the bank on one side and gross sales on the other, with no way to reconcile them, and Stripe's fees would fall outside your accounting.

What you need#

• Stripe connected as a treasury. Aikount reads charges, fees and payouts. See Connect Stripe.
• The bank account where Stripe deposits the net connected too, so you can link the final deposit.

How it fits into reconciliation#

The payout breakdown is the canonical example of a movement that doesn't match a gross sale and needs its own treatment. For the general flow —automatic, suggested and manual— see How reconciliation works and The suggestions board.