1‑click
PSD2 bank connector
Link your account through Ponto Connect, GoCardless or Salt Edge. Import the history once, sync every day after that.
Accounting with an AI agent
An AI agent
runs your books.
Built from day one for AI agents, not for humans. Connect your bank and Stripe, drop in an invoice and the agent reconciles it, posts it and leaves everything ready for your accountant.
- Free plan, no card
- Up and running in 5 minutes
- Full dashboard if you'd rather do it yourself
The demo doesn't ask for an email.
Aikount Agent
online
Log this invoice for me
iberdrola-may.pdfDone. Iberdrola invoice for €142.30 recorded, reconciled against the 3 Jun charge on BBVA and posted to account 628 (Utilities).
ReconciledPostedVAT 21%
Entry628 · €142.30
Connects with:SantanderBBVACaixaBankSabadellStripePonto ConnectHolded
In action
Watch Aikount work.
26 seconds: connect your bank, drop in an invoice, and the agent reconciles it, posts it and leaves the VAT return ready.
How it works
From your statements to your books, without touching a spreadsheet.
Four steps. The agent does the mechanical work; you and your accountant review.
- 01
Connect your bank and Stripe
Link your accounts via PSD2 and your Stripe payouts. We import the history and sync every day.
- 02
Upload your invoices
Drop in expense PDFs or forward them by email. The agent reads amounts, taxes and supplier.
- 03
The agent reconciles and posts
It matches each payment to its invoice and proposes the journal entry in the Spanish chart of accounts. You confirm anything unclear.
- 04
Export your filings
Generate the draft VAT return and export the entries so your accountant can review and file them.
What it does
Three engines. Zero spreadsheets.
24/7
Resident agent
Ask it: "how much VAT do I owe this quarter?", "reconcile May's incoming payment", "invoice TONVI for €1,250". It just does it.
Tax
Tax-ready
Generates the quarterly VAT return and exports the journal entries so your accountant can sign them off in minutes.
And also
Automatic bank reconciliation
Matches movements to invoices and payments using rules and the agent. Anything doubtful is flagged for you to review.
Books in the Spanish PGC
Every operation becomes a journal entry in the Spanish chart of accounts, ready to export to your accountant.
VAT and filings
Computes output and input VAT per quarter and prepares the draft Modelo 303 return.
Multi-company for firms
Run several companies from one account, each fully isolated, and switch between them in one click.
AI agent over your data
Ask in plain language and let the agent reconcile, invoice or pull reports on your real books.
Drive-style history
Every change is logged and reversible. See who did what, and roll back whenever you need to.
Compliance
VERI*FACTU ReadyVERI*FACTU, ready before you need it.
Spain's new anti-fraud regulation becomes mandatory in 2027 (companies on January 1st, the self-employed on July 1st). Aikount is already adapted: you won't have to switch software when the deadline arrives. You turn it on with a single switch — and it's off by default, so you decide when.
Chained SHA-256 hash
Every invoice is sealed with its own hash and the previous one's. Tamper-proof, traceable records, as required by Royal Decree 1007/2023.
Verification QR on every invoice
Your PDFs carry the official QR code and the «verifiable at the AEAT electronic office» legend. Without lifting a finger.
Automatic filing to the AEAT
Upload your certificate, flip the switch, and every issued invoice reaches the tax authority instantly. With a test environment to validate first.
Compliant with Royal Decree 1007/2023 and Order HAC/1177/2024. Aikount acts as an invoicing software system (SIF) in VERI*FACTU mode.
For online businesses
Accounting that actually understands your Stripe.
Dropshipping, SaaS, courses, e-commerce: we connect your Stripe, import your entire history —not just from today— and reconcile every payout against its hundreds of charges and fees.
- Full Stripe history from day one, not just from when you connect.
- Payout reconciliation: every bank deposit matched to its charges and fees.
- Multi-currency and digital-sales VAT (OSS) across the EU, built in.
Stripe payout → BBVA€8,412.55
312 charges
−€248.30 fees
14 refunds
ReconciledStripe · PSD2
The agent
Ask in plain language.
Get the answer from your real data.
Not a decorative chatbot. The agent reads your invoices, your bank movements and your chart of accounts — and can post entries, reconcile payments or generate the VAT return when you ask.
facturas:writebanking:readaccounting:readaeat:303
aikount · agent
you
How much VAT do I owe this quarter?
agent
The tax office owes you 312,40 € for Q2/2026:
Output VAT €1,870.15 – Input VAT €2,182.55.
Want me to generate the return?
you
Yes, and email me when the draft is ready.
agent
✓ Draft VAT return for Q2/2026 generated.
I'll ping you at [email protected] once your accountant reviews it.
Connect your agent
Public, MCP-ready API. Bring Aikount into Claude, Cursor, ChatGPT or your own agent via the skill, the OpenAPI spec or llms.txt.
Who it's for
Built around how you actually work.
Your books, without the dread
Upload invoices, reconcile your income and keep VAT under control without wrestling spreadsheets or losing afternoons.
The day-to-day, under control
Connect several accounts, give your team role-based access and keep your books current to close the quarter with no surprises.
All your clients in one place
Run several companies from a single account, with isolated data, and get the entries already done — ready to review and file.
Working together
Your accountant and you, in the same place.
No more spreadsheets bouncing around by email. You run your business; your accountant reviews and signs off. You all look at the same data, always current.
- Invite your accountant with their own login — no shared passwords.
- Role-based permissions: each person sees and does only what they should.
- Traceable changes: you know who touched what, and when.
Access roles
ownerFull control of the company and billing.
adminManages day-to-day data and settings.
accountantReviews, posts entries and files returns.
viewerReads the numbers, no editing.
Security & trust
Your data, handled with the care it deserves.
Built like a serious product from day one, not a weekend experiment.
Encrypted secrets
Your integration credentials are stored encrypted at rest. Aikount never holds your bank login.
Multi-company isolation
Each company lives in its own space. One company's data is never mixed with another's.
GDPR by design
Data hosted in the EU, exportable and deletable whenever you want. You stay in charge of your information.
Pricing
Simple pricing, based on your revenue.
No modules, no surprises and no penalty for growing. You pay for the revenue band you're in, with a free plan to start.
Try your plan free for 3 days, no card. Pay only if you decide to continue.
To validate and start
0€/mo
Revenue/year
Up to €24,000
Free forever, no card
Up and running
19€/mo
Revenue/year
€24,000 – €100,000
3-day free trial, no card
Growing business
39€/mo
Revenue/year
€100,000 – €500,000
3-day free trial, no card
High volume
79€/mo
Revenue/year
€500,000 – €2M
3-day free trial, no card
Invoicing over €2M or an accounting firm with several clients? Volume plan from €149/mo and Firm plan from €6/company — talk to us.
You pay for what you invoice, not per feature
Every plan includes exactly the same, with no limits. You choose by your annual revenue because we think it's the fairest way: you only pay more as your business grows. No paid add-ons, no per-transaction fees and no hidden charges.
Included in every plan
- Unlimited sales invoices and expense OCR
- AI agent and automatic reconciliation
- Full Stripe history
- AEAT forms (303, 130, 200, 347…)
- Multi-company and multi-currency
About connecting your bank
The automatic bank connection is done via MyPonto, a regulated third-party provider (PSD2): you create your account and pay their fee directly. Don't want to pay MyPonto? You can import your movements manually (CSV/Excel) for free. And your Stripe connects for free, with full history.
Prices excl. VAT. Includes a free plan; you pick the plan based on your revenue.
Frequently asked
What people usually ask us.
Does it comply with the tax rules I have to file under?
Yes. Aikount uses the standard Spanish chart of accounts, generates the Modelo 303 VAT return on the official AEAT templates, and supports Veri*Factu when it kicks in. Your accountant still signs off — Aikount just hands them work that's already done.
Does it replace my accountant?
No. Aikount leaves your accountant with the work that actually matters: review and sign-off. The mechanical tasks — reconciling, capturing invoices, drafting the VAT return — it handles on its own.
Do I need to keep using Holded?
No. Aikount stands alone. If you already use Holded, keep it — Aikount won't get in the way. If you're starting fresh, Aikount is enough on its own.
Is my bank data safe?
Yes. Aikount never stores bank credentials. It connects via PSD2 (Ponto Connect / Salt Edge / GoCardless), the official EBA-regulated open-banking rails. You authorise access from your bank app and can revoke it any time.
What does it cost?
A simple price based on your revenue (from €0, with a free plan), with no modules or per-transaction fees. The MyPonto bank connection is contracted and paid by you separately; your Stripe is included.
How do I get started?
Sign up with your email, link your bank in a couple of clicks and upload a test invoice. Your first journal entry is done within five minutes.
Guides & resources
Learn to keep your accounting up to date
Practical guides and free tools for digital businesses: Stripe, ecommerce, VAT, Holded and AI accounting.
Stripe accounting in Spain
Payouts, fees, refunds and VAT: how to match Stripe with the bank without mismatches.
Read guideEcommerce accounting
Gateways, VAT and OSS, and reconciliation for Shopify, WooCommerce and Stripe stores.
Read guideThe best AI for accounting
An honest comparison of 7 AI tools and the difference between an assistant and an agent.
Read guideAlternatives to Holded
The 10 best alternatives compared, with real pricing and automation level.
Read guideHolded pricing
What Holded really costs: plans, paid modules and the real bill for an SME.
Read guideQuarterly VAT calculator
Calculate your VAT to pay or offset for free and estimate your Modelo 303 in seconds.
Read guideAikount
Start free.
Create your account in 30 seconds. No card asked. Start on the free plan and only pay as your business grows.
Start on the free plan. No card. No install.
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